Future in Sight

Optimize credit.
Gain financial freedom.

Optimizing a loan — through amortization, consolidation or full repayment — is one of the best ways to reduce your monthly financial burden and achieve independence.

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Credit types

The most sought-after types of credit

Real estate loans and consumer loans are the main types of credit granted to most bank customers.

Housing credit

Normally used for the acquisition or construction of permanent, secondary or rental housing, among other possibilities.

Consumer credit

Usually used to buy different goods or services, ranging from cars and household appliances to health or education services.

Market data

Renegotiating your mortgage

Paying off your home is one of the most important goals for many people. Throughout the life of the loan, it is possible to renegotiate its contractual conditions.

20%

Increase in the number of prepayments (partial or full)

17%

Increase in the number of renegotiations of real estate loan agreements

38%

Increase in the renegotiated amount of housing credit agreements

Consumer credit

Consumer credit growth

Optimizing your consumer credit gives you financial leeway to invest your money elsewhere — in an emergency fund or a retirement plan.

12%

Increase in the number of consumer credit agreements

16%

Increase in the total amount granted to consumers

26%

Personal credit is the area with the most significant growth

Less debt, more freedom

Less credit, more credibility

Credit optimization is essential to reduce payments and meet obligations. Learn how to renegotiate and optimize your loans and gain more confidence in your financial independence.

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with MOONPAID.

Use our simulator to find the best terms for your credit, then apply in minutes.

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