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Personal loan

Personal credit online
with instant response.

Apply for your personal loan 100% online. Response within 24 business hours, funds in your account within 48 business hours.

Apply now Simulate first
€250K
Maximum loan amount
3%
Fixed annual interest rate
24h
Response time
Why choose us

Fast, easy & 100% online

Are you looking for an online personal loan with an immediate response? We have the ideal solution — no branch visit required.

Up to €250,000
Apply for between €2,000 and €250,000 with repayment terms from 3 to 300 months — fully adjusted to your needs.
Fixed rate: 3%
A fixed TAN of 3% for individuals. Know exactly what you'll pay each month — no surprises.
48h fund transfer
Once approved, funds are transferred to your account within 48 business hours. Give wings to your projects.
Process

3 simple steps to your loan

1
Simulate
Use our personal credit simulator to calculate your monthly payment and total cost.
2
Apply online
Fill in our online application form in minutes. No paperwork, no branch visit.
3
Get your funds
Receive a response within 24 business hours. If approved, funds arrive in your account within 48 hours.
Simulator

Simulate your personal credit now

Adjust the amount and duration to find the monthly payment that suits your budget.

1 Credit type
Select the type of financing that fits your needs.
2 Amount & duration
Adjust the sliders or type a value directly.
Loan amount
10 000€
€2,000€250,000
Loan duration
3months
3 months300 months
3 Do you already have a MOONPAID account?
Existing customers benefit from a 1% discount on the interest rate (TIAN).
4 Include process expenses?
Add documentation fees and stamp duty to the loan amount.
5 Credit protection insurance
Over 85% of our digital customers opt for coverage against unemployment, death or permanent disability. Protect your family.
Insurance options
Include insurance value in financing?
Simulation summary
Monthly payment
0 € / month
TIAN 3.00%
Term 0 months
Amount requested 0 €
Documentation fees0 €
Stamp duty0 €
Stamp duty on credit use0 €
Insurance premium0 €
Total loan amount 0 €
Documentation fees0 €
Stamp duty0 €
Stamp duty on credit use0 €
Insurance premium0 €
Available on account 0 €
Total invoiced (MTIC) 0 €
Apply for credit →
Advantages

Personal loan with lots of benefits

Flexible duration
Choose a repayment period from 3 to 300 months, adapted to your financial situation.
100% digital
From simulation to disbursement — everything is done online. Save time and manage your credit from anywhere.
Secure & transparent
Fixed costs and monthly payments throughout the entire duration. No hidden fees.
Ready to start?

Apply for your personal loan
in 3 minutes.

Response within 24 hours. Funds in your account within 48 hours. 100% online.

Start my application Simulate first